Estate settlement infrastructure

Settling an estate
shouldn't take 18 months

When someone dies, their family faces 40–60 financial touchpoints across banks, insurers, pensions, and HMRC. Zaalto orchestrates the entire process — from death certificate to final resolution — in weeks, not months.

40–60financial touchpoints per death
12–18moaverage estate settlement today
< 6wktarget with Zaalto
The process

Six steps.
One platform.

From death certificate upload to final estate resolution. Zaalto manages every touchpoint between your firm, the family, and every financial institution the deceased held.

01
Solicitor

Solicitor opens a case

Solicitor registers with their SRA number — verified instantly against the official register. Opens a new estate case, enters the deceased's details, and uploads the death certificate.

OCR extracts name, date of death, and GRO reference. GRO reference validated. Case created in under 3 minutes.

02
Solicitor

Executor is invited

Solicitor sends a secure link to the executor. The executor receives a branded email and verifies their identity with a passport or driving licence — matched against the Grant of Probate.

Veriff identity check. Name fuzzy-matched against probate document. Access granted within minutes.

03
Family

Institutions are discovered

The executor connects their Gmail or Outlook — Zaalto scans the deceased's inbox for financial senders and surfaces a list of institutions. Alternatively, bank statements and documents can be uploaded.

OAuth email parsing. PDF OCR via AWS Textract. Institution list confirmed by executor. Missing institutions can be added manually.

04
Solicitor

Notifications approved & sent

Zaalto generates a structured, legally-framed notification for each institution — under the solicitor's name and firm. The solicitor reviews and approves in one click. Notifications go out via the right channel for each institution.

Email via Postmark. Physical post via Docmail for institutions that require it. Portal submission where available. Solicitor letterhead on every communication.

05
Both

Live case dashboard

Solicitor and executor see a single shared dashboard. Every institution shows a live status: Pending → Notified → Acknowledged → Resolved. Blockers are flagged with required actions.

Real-time status updates. Automated follow-up reminders at 10-day intervals. Solicitor and family views have separate permission levels.

06
Solicitor

Case closed

When all institutions resolve, Zaalto generates a completion report — a full timeline of the case with confirmation references for the solicitor's file. Billing triggered automatically via Stripe.

PDF completion report. Solicitor billed £45/case on completion. Full audit trail preserved.

For solicitors

Replace paralegal hours.
Not your expertise.

Your firm handles probate. The admin behind it — chasing banks, drafting notification letters, tracking 40 institution responses — shouldn't cost you hours of paralegal time per case.

Zaalto sits behind your firm's authority. Every notification goes out under your letterhead. Every institution hears from your firm. You stay in control — Zaalto does the work.

  • SRA-verified onboarding in under 5 minutes
  • Notifications sent under your firm's name and SRA number
  • Per-institution status tracking — no more chasing
  • Completion report auto-generated for your file
  • £45 per case — billed on completion
Get solicitor access
Estate of
John Robert Smith
Active
BB
Barclays Bank
Current account
Resolved
LB
Lloyds Bank
Savings account
Acknowledged
AI
Aviva Insurance
Life policy
Notified
NP
NEST Pension
Workplace pension
Pending
H
HMRC
Tax authority
Notified
1 resolved·2 in progress·2 pending
For families

One dashboard.
Every institution.

When you're grieving, the last thing you should face is 40 phone calls to banks and insurers — each asking for the same documents, each with different processes.

Your solicitor uses Zaalto to manage the process. You get a clear view of where everything stands — what's settled, what's pending, and what needs your attention.

  • Invited by your solicitor — no signup friction
  • Connect email to automatically find financial accounts
  • Live status for every bank, insurer, and pension provider
  • No more chasing institutions yourself
Progress
2 / 5
Death certificateDone
Identity verifiedDone
Institutions identifiedDone
Notifications sentDone
All accounts resolved
Zaalto Vault

Register your financial life now.
So your family doesn't have to reconstruct it.

An encrypted register of everything that matters — bank accounts, insurance policies, pensions, property, crypto keys. Stored securely. Released to your nominated person only when needed.

🏦Bank accounts
📋Insurance policies
🏛Pension details
🏠Property & assets
Crypto & investments
🔐Trusted nominee
£5.99/month. Cancel anytime.
Join the waitlist